beyond one's means 超过某人的财力

Beyond one's Means 是指超过某人的财力，出不起钱，以某人的财务状况，无法支付等相关意思，means 在此处做收入，财力理解。means还有别的意思方法、手段。
这个短语的英文解释是：more than one can afford, more than one can pay for
对于Beyond one's Means ，英语中还有很多这种beyond one's ...的结构，例如

beyond one's comprehension,是指超出某人的理解能力、范围。
It's beyond my comprehension why he acted like that. I'd always thought he was a sensible person
他那做我真是理解不了，我以前一直认为他是一个很理智的人。

beyond one's depth 也是指是指超出某人的理解范围 depth在这里（理解的）深度的意思。
Bob decided that his elder brother's geometry book was beyond his depth.
Bob认为他哥哥的几何书超出了他的理解范围。

beyond one's line of sight 超出某人的视野范围
The borders of his land lie out far beyond one's line of sight.
这片土地一望无垠

beyond one's control 超出某人的控制范围
He lost his position through circumstances beyond his control
他因为无法控制局势而失去了职位。

Beyond one's endurance 超出忍受范围，忍无可忍，难以忍受
Tom's impoliteness was beyond our endurance and he was asked to leave the room by his grandma
大家对Tom的无礼忍无可忍，他奶奶让他离开这个房间。

beyond one's wildest dream 无论如何也想不到，做梦也不敢想的
He's paying them a salary beyond their wildest dreams.
他们做梦也没想到，他会付给他们这个高的工资。

beyond one's grasp 不所不及，鞭长莫及
例如：He was restoring lands most of which were quite beyond his grasp
他那时候正在回收土地，但大多数都已经是很难回收的了。

beyond one's imagination 超出某人的想象
I confess that Las Vegas is beyond my imagination.
我不得不承认拉斯维加斯超出了我的想象


beyond the scope of 超出...的范围
Some technical terms are beyond the scope of this dictionary.
某些技术术语不在本词典的范围内

beyond the bounds of
It is not beyond the bounds of possibility that they will have a good command of English after three or four years of intensive study.
通过努力学习在三四年之内掌握好英语，并不是不可能的事。

对于beyond one's means 有如下例句：
1.
It's something of a catch-22 situation: On the one hand it may be beyond the means of the owners of a new restaurant to buy expensive furnishings, but on the other hand it is those furnishings that help make the good first impression that attracts customers.
事情本身就是一个两难的问题：一方面一家新开业的餐馆可能没有财力去购买高档的家俱，另一方面，就是这些高档的家俱给客人很好的第一印象，从而吸引他们。

2.
The problem with credit cards for people is that by using them it is so easy to live beyond one's means and sooner or later it's pay-up time!
信用卡的问题是：你将很容易的超出你的财务能力，然而早晚你是要换这笔账的。

本文部分参考了ESL english